Obtaining an abstract of title is another way to protect your interest and your investment during a real estate transaction. An abstract is a compilation of public records and documents, such as mortgages, deeds, servitudes, etc., that could affect a person’s ownership of a specific property. These documents are compiled by a professional into a single document called and Abstract of Title, or “abstract,” for short. Abstracts basically serve as a history of the property and all of the individuals or businesses that have an interest in that property, used to determine who owns the property
Title insurance is a measure you should take to protect yourself, as a real estate owner, against any property loss or damage that could result from liens, encumbrances or defects in the property’s title.
Ben Luke Abstract & Title Company is a member of both the American Land Title Association and the Louisiana Land Title Association. As members of these associations, which advocate for safe and efficient transfers of real estate, you can be confident that you are receiving the highest standard of care when you choose Ben Luke Abstract & Title to handle your title insurance needs.
By hiring a licensed title agent, who is also an experienced real estate attorney, you are taking a major step towards reducing risk before insuring your property, providing yourself or your business with the best possible chance of avoiding title issues.
Selling or buying a home is the largest and most important sales transaction you are likely to make in your lifetime, and we believe that nothing should be left to chance. Our office sells home warranties through Old Republic Home Protection Co., Inc., a leader in the industry since 1974. Your home warranty is designed to protect your budget from unexpected and expensive system and appliance breakdowns – you pay only a reasonable trade call for service on covered claims.
The friendly, professional staff at Ben Luke Abstract & Title provides homebuyers with abstracts, title insurance, residential, commercial, recreational property, farmland, HUD loans, VA loans, closing, escrow and settlement services, and home warranties across 20 different parishes in Louisiana. Our goal is to make your home-buying experience as seamless as possible; we handle your needs quickly and effectively, and always strive to communicate clearly with our customers throughout the entire process, giving you the confidence that we are with you every step of the way. We look forward to seeing you at the closing table.
We realize that selling your own home is a major event and our goal is to make your settlement process a seamless one. If you bring your contract to Ben Luke Abstract & Title, we will handle all aspects of your closing according to that contract. We take a step-by-step approach that will lead to a stress-free closing.
We have experience working with banking institutions and lenders statewide and our staff has the experience necessary to ensure your loan is closed quickly and efficiently.
We also do 1031 exchanges and foreclosures.